Car Insurance Facts

Welcome to our web site about car insurance, our objective is to provide you with the most comprehensive collection of car insurance information available anywhere on the Internet.

In the US, it is illegal to drive without car insurance. Although amazingly in a recent survey by whatcar.com a staggering 20% of respondents admitted to driving without insurance.

Uninsured drivers are a huge burden on all of us, they are estimated to cost an additional $30 per insurance premium, per law abiding driver. This amounts to an industry cost of $500m per year.

As a result, the government has recently announced a crack down on uninsured drivers. The tough measures being considered for law are:

• It will become an offence to own a car without having insurance.
• In the event of repeat offence or non payment of fines, it is proposed that the car is confiscated.

The benefits of these new measures will hopefully be a drop in car insurance costs.

Never say to yourself that because you are such a good driver you do not need to have insurance. You could be the best driver in the world, however that does not mean that all of the other driver’s sharing the road are, an accident can happen at any time. Regardless of whose fault it is, you will be breaking the law if you do not have adequate car insurance cover.